PhxHomesOnline.com Real Estate News Blog

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Keller Williams Integrity First Realty

Upside Down?

I Can help you turn around, Short Sale? Foreclosure?

Know your Options!

CALL ME NOW! 602-432-9246

This Weeks Newest McDowell Mountain Real Estate Listings

This Week’s Newest McDowell Mountain Real Estate Listings

Call me today if you would like to view any of these Beautiful Homes!

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?

I Can help you turn around, Short Sale? Foreclosure? Know your Options! CALL ME NOW! 602-432-9246

Thursday, July 22, 2010

Newest Real Estate Listings for DC Ranch this week

New Real Estate Listings this week at DC Ranch

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?

I Can help you turn around, Short Sale? Foreclosure?

Know your Options!

CALL ME NOW! 602-432-9246

Tuesday, July 20, 2010

Statistical Summary of today's Real Estate market in the Phoenix metropolitan area.

The table below provides a concise statistical summary of today's residential Real Estate market in the Phoenix metropolitan area.

The figures shown are for the entire Arizona Regional area as defined by Arizona Regional MLS. All residential resale transactions recorded by ARMLS are included. Geographically, this includes Maricopa County, the majority of Pinal County and a small part of Yavapai County. In addition, "out of area" listings recorded in ARMLS are included, although these constitute a very small percentage (typically less than 1%) of total sales and have very little effect on the statistics.

All dwelling types are included. For-sale-by-owner, auctions and other non-MLS transactions are not included.

Land, commercial units, and multiple dwelling units are also excluded.

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?

I Can help you turn around, Short Sale? Foreclosure?

Know your Options!

CALL ME NOW! 602-432-9246

Saturday, July 17, 2010

TAKE ACTION NOW THIS EVENT HAS CHANGED MY LIFE!

Would you like to earn more and work less? Would you like to have better relationships in every area of your life?

NOW, you have a limited time, invitation only opportunity to attend a 2 day live training event to learn the secrets of influence, communication skills, and how to overcome
fear instantly from a master trainer.

The 2-day Turning Point event is a content rich experiential workshop
taught by master trainer Marshall Sylver, who you may have seen on TV.

The event is usually $495 per person and I have a few tickets that are available AT A DRASTICALLY REDUCED PRICE when you TAKE ACTION NOW.

You can learn more about this amazing event by visiting: www.123TurningPoint.com/seminar

(Please note: This is NOT a multi-speaker sellathon event, this is a content rich, experiential event.)

Email me to reserve your seats or register online at www.123TurningPoint.com/seminar.

Don’t wait. This offer is limited to those who are able to take immediate action.

NOTE: We only have a limited number of promotional tickets available.

Tickets can be purchased online for $495 at a later time.

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?Short Sale? Foreclosure? Know your options! I can help Call Me NOW!

In light of what is going on in our economy and in the local housing market and with so many people facing foreclosure or finding themselves upside down in their mortgages, I 've taken extra training to help homeowners in distress. Please let me know if you or someone you know may need my assistance!

Contact Me

--- @ WiseStamp Signature. Get it now

Thursday, July 15, 2010

10681 E LE MARCHE DR Scottsdale, AZ 85255 New Short Sale Listing McDowell Mountain Ranch

HOME OF THE WEEK

New Short Sale Listing McDowell Mountain Ranch

Unobstructed City lights and Mountain views highlight this double deep south facing premium lot - very rare!!! Gorgeous & popular 3-Bedroom Ryland home great room plan with a 2.5 Car Garage in Mint Condition with Designer Paint Colors & Fireplace. Eat-In Kitchen with Pass Through to the Dining Room and Sliding Doors to a Covered Front Porch. Split master with nicely sized secondary bedrooms. Enter the Spacious backyard and relax in the private park-like backyard. This is Truly a `Feel Good` Home!

Call me Today for an appointment to view this lovely home!

This home offered by NXT Generation Real Estate

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?

I Can help you turn around, Short Sale? Foreclosure?

Know your Options!

CALL ME NOW! 602-432-9246

Wednesday, July 7, 2010

Phx Homes Online Meet Sylvia

Hi Everyone
I though you might want to get to know me a bit, here is a video I created that tells you a little about me

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?Short Sale? Foreclosure? Know your options! I can help Call Me NOW!

Contact Me

--- @ WiseStamp Signature. Get it now

Sunday, June 27, 2010

9820 E Thompson Peak PKWY 655 Scottsdale, AZ 85255

NEW LISTING!

Situated on a North/South Cul-de-Sac lot. Home offers dream AZ living.
Great room w/ high ceilings, Australian Cypress wood flooring, Gourmet
Kitchen, Custom Cabinetry, Alder wood doors, Sound System. 5 bedroom (1
is being used as a flex room-Den)/4 bathrooms. Outdoors is a paradise
w/ 1800sq.ft. of covered patios, misters, diving pool,spa w/ water
feature, gazebo, bbq, fireplace, firepit, expansive lawn, City &
Mountain views are breathtaking. Master bedroom strategically placed
upstair to further magnify the amazing views

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?Short Sale? Foreclosure? Know your options! I can help Call Me NOW!

Contact Me

--- @ WiseStamp Signature. Get it now

Thursday, June 17, 2010

Phoenix Homes For Sale 3126 W Park Street 85041 Just Listed!

http://www.visualshows.com/demo_show.php?user_id=2838&show_id=92329

Thursday, June 3, 2010

1813 E Redfield Road, Phoenix AZ 85022 New Listing

Just Listed!

1813 E Redfield Rd , Phoenix, AZ 85022 $195,000.00

Beautiful well maintained 4bd 2.5ba Two Story 2345 sq ft Home located near Lookout Mountain.

Large yard with Sparkling Pool,

Great Neighborhood close to schools, shopping. Short Sale

Click link below for Visual Show

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Upside Down?

I Can help you turn around

Short Sale? Foreclosure? Know your Options!

CALL ME NOW! 602-432-9246

Monday, May 31, 2010

UPSIDE DOWN? SHORT SALE? FORECLOSURE?

Upside Down?

I Can help you turn around

Short Sale? Foreclosure? Know your Options!

CALL ME NOW! 602-432-9246

Wednesday, May 26, 2010

The art and science of PRICE (How does your home size up?)

The art and science of PRICE (How does your home size up?)

One of the first and most important steps a seller must take before putting your home on the market is setting the listing price – or how much your home is worth.

Price too high and you might scare away eager buyers.

Price too low and you might have trouble negotiating a reasonable offer down the road –

Especially in a market where buyers feel they have the upper-hand and more sellers are bringing additional concessions to the table.

Many times your REALTOR® will walk you through this process with a Comparable Market Analysis (CMA). A CMA is the report

real estate agents use when they conduct an in-depth analysis of a home's worth in today's market. In nearly all cases your

REALTOR® is a trustworthy source to lean on when determining your homes’ value. At the same time, smart homeowners

should know just how REALTORS® come to their conclusions. Here’s a glance at what you should be looking at when setting

your initial listing price.

Comparable Listings and Sales

Look at homes that were or are listed over the past six months and are within a ¼ mile to a ½ mile of your neighborhood.
Compare square footage, number of rooms, size of the lot, and age of the home if possible.
Watch for neighborhood divides. For instance, don’t pull homes from areas that
might be considered the ‘wrong side of the track.’ That could drastically and incorrectly reduce the value of your home.

Sold Comps

Compare original list price to final sales price to determine if any price reductions were applied.
Compare final sales price to actual sold price to determine ratios.

Withdrawn & Expired Listings

Pay attention to why these homes were taken off the market and learn from the seller’s mistakes. Take action to prevent your home from falling into this category.
Check out the brokerage that listed the home. Do they normally sell everything and are having trouble with this one? Or is the brokerage skimping on marketing for the home?

Pending Sales

Pay close attention to any price reductions and make note of how often they happen.
Days on market could have a direct effect on your homes’ listing-to-sold time. This ratio will also allow you to set reasonable goals and expectations for your home with your REALTOR®.

Active Listings

Many of these homes are your competition and it’s important to keep an eye on what they are doing.
Tour these homes. What makes them appealing? What doesn’t? Try to recreate the feeling or learn from their mistakes in your home.
Depending on the market’s current conditions you may need to price differently. For instance, in a buyers market you might set your listing price near comparable value with the knowledge that you might have to settle for less.
The reality is, your REALTOR® is the expert on pricing homes in your neighborhood. After all, it is their job. Talk to your REALTOR® and ask for a free CMA on your home.

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Short Sale? Foreclosure? Know your options!

Tuesday, May 25, 2010

5 Tips to Save Money for First-Time Home Buyers

RISMEDIA, May 25, 2010—Those who missed taking advantage of the first-time buyer tax credit but who are still planning the purchase of their first home, continue to have a wealth of opportunities in today’s marketplace. A few smart steps can save first-time buyers thousands of dollars. Here is a look at some of the ways how:

1. Don’t buy if you don’t plan to stay
If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner – even in a rising market. When prices are falling, it’s an even worse proposition.

2. Start by shoring up your credit
Since you probably will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover.

3. Choose carefully between points and rate
When picking a mortgage, you usually have the option of paying additional points- a portion of the interest that you pay at closing- in exchange for a lower interest rate. If you stay in the house for a long time- say three to five years or more- it’s usually a better deal to take the points. The lower interest rate will save you more in the long run.

4. Hire a home inspector
A home inspector can let you know if you’re about to buy a lemon of a house or warn you about potential problems. At best, you can move into the house confident that it’s in good shape; at worst, the inspector’s report can let you back out of the deal if the house has major, unexpected problems. Most typically, the home inspection can allow you to negotiate the home price to account for necessary repairs.

5. Get professional help
Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

6. Bonus Tip: Be patient
Buying a home is one of the largest purchases most people will make in their lifetime. The key to avoiding buyer’s remorse is to be completely comfortable before signing on the dotted line.

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Short Sale? Foreclosure? Know your options!

Posted via email from PhxHomesOnline's posterous

Sunday, May 23, 2010

RealtorsR Help Counsel Distressed Sellers Through Short Sale Process

Washington, May 13, 2010

Despite guidelines from the federal government to streamline short sales and improved fraud prevention, home sellers experiencing financial distress continue to be discouraged with the often confusing short sale process. Realtors® at today’s “Short Sale Seller Advisory: Professional Development Forum” at the Midyear Legislative Meetings & Trade Expo today learned how to better educate and advise sellers to overcome the hurdles of a short sale.

“As the leading advocate for homeownership, the National Association of Realtors® believes education on short sales is imperative in today’s market to Realtors® and their clients,” said NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz. “Streamlining short sales is essential to real estate recovery, but buyers and sellers alike continue to be frustrated with the inefficient short sale process. NAR and its members are helping to reshape the real estate industry by supporting a short sale uniform process with standard forms and deadlines, as well as increased protection against predatory scams.”

During the forum, Michelle Lind, general counsel and assistant CEO of the Arizona Association of Realtors®, presented a Short Sale Seller Advisory, which she helped develop with the Arizona Department of Real Estate. The advisory details default options, as well as the important issues and risks to consider regarding short sales and foreclosures, all packaged in a single resource. The advisory also directs homeowners to additional resources where they can carefully weigh their options and become more educated on the short sale transaction.

“There is so much information online relating to short sales, but at the same time, there is so much misinformation out there,” said Lind. “As a Realtor®, it is imperative to provide sellers with accurate advice and make sure they understand the entire process as well as the legal ramifications.”

Realtors® Help Counsel Distressed Sellers Through Short Sale Process – add 1
Lind stressed the importance of sellers receiving legal advice when working with a lender during a short sale. By educating themselves, Realtors® can reduce liability and make sure the short sale transaction is the best option for their client, Lind said.

NAR has several resources for its members relating to short sales, including a Short Sales and Foreclosures Resources Certification Program. Resources and handouts for buyers and sellers involved in a short sale transaction are available on NAR’s website. NAR also provides additional information and guidelines on the Home Affordable Foreclosure Alternatives Program, a recent federal government program intended to streamline the short sale process and provide incentives for homeowners and servicers.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial real estate industries.

Have a great day!

Sylvia Howard

602-432-9246

Keller Williams Integrity First Realty

Short Sale? Foreclosure? Know your options!

Posted via email from PhxHomesOnline's posterous

Wednesday, May 12, 2010

Housing Market is Stabilizing and on its Way to a Recovery, says FHA Commissioner

Washington, May 11, 2010

FHA has played a fundamental role in helping stabilize the nation’s housing market; however, FHA reform is critical for keeping the housing and economic recovery on the right track.

That’s according to David H. Stevens, assistant secretary of the U.S. Department of Housing and Urban Development and Federal Housing Administration commissioner, in an address to several thousand Realtors® gathered at a special three-day real estate summit, Realtors® on the Rise: Stabilizing the U.S. Mortgage Finance Delivery System, May 11-13, during the Realtors® Midyear Legislative Meetings & Trade Expo here.

Stevens credited increased home buyer demand, brought about by the home buyer tax credits, and the federal government’s purchase of mortgage-backed securities for helping restore consumer confidence and get the economy moving.

“Home prices and sales are beginning to recover, inventories are down, private capital is beginning to re-emerge, investor confidence is coming back and the job market is showing signs of improvement. These all show renewed confidence in the housing market. We need to finish the job now and make the housing recovery sustainable and keep the economy on the right track,” said Stevens.

Despite the signs of improving stability, Stevens said that the housing market continues to face challenges, mainly from unemployment and homeowners with negative equity. “These issues need to be dealt with responsibly, we need solutions to help the most severely distressed homeowners – those most in need and at risk – and when we can’t help them we need to make the transition as smooth as possible.”

According to Stevens, helping underwater borrowers is critical to stemming the tide of foreclosures, and recently announced revisions to FHA and the Home Affordable Modification Program will help stabilize home prices and keep more people in their homes. FHA refinances will help homeowners write down principal balances or modify and restructure loans into safer, sustainable products. HAMP program changes include a forbearance, or temporary assistance, for unemployed homeowners while they look for work.

Stevens said FHA continues to play a pivotal role in housing recovery and reemphasized that reform is critical. “After the housing market crashed, FHA had to step in to play a vital role. Over the past three years, FHA reacted by increasing its market share dramatically. There would be no housing market recovery without FHA; however, the program is at risk. We cannot continue to operate under the current construct if we don’t shore up its fiscal situation. We need to make FHA stronger,” said Stevens.

Stevens asked Realtors® at the meeting to lend their support for the passage of H.R. 5072, the “FHA Reform Act of 2010,” which would allow FHA to hold lenders accountable for the loans they underwrite and originate, and give FHA the flexibility to respond to changes in the marketplace by granting additional authority to adjust the annual mortgage insurance premium and reduce borrowers’ upfront mortgage insurance premiums. “Adopting these changes during the current fiscal year would replenish FHA’s capital reserves and strengthen its financial position,” said Stevens.

Stevens ended the session by reaffirming his commitment to continue working with Realtors® to fully rebuild the housing market. “Realtors® are the face of the real estate industry and of the American dream. Realtors® know the community better than anyone else; indeed, there is no group in America that better understands homeownership,” said Stevens.

More than 7,000 Realtors® are expected to attend the Realtors® Midyear Legislative Meetings & Trade Expo. During the week, they will also meet with legislators on Capitol Hill to urge action toward stabilizing the U.S. mortgage finance delivery system, strengthening housing stability, and improving liquidity for the commercial real estate market. For more information about the Realtors® Midyear Legislative Meetings & Trade Expo, visit
www.realtor.org/midyear.

Have a great day!

Sylvia Howard

602-432-9246